Welcome to Sarathi Financial

Invest Today.
Secure Tomorrow.

With Sarathi Financial by your side, investing becomes effortless. Whether you’re planning for your family, future, or freedom, we’re a partner in your success.

AUM Growth Excellence Award

Presented by Axis Mutual Fund

AUM Growth Excellence Award

Highest AUM Growth Award

Presented by ICICI Prudential AMC

Highest AUM Growth Award
Financial Experts

Sarathi Financial has been with me since the beginning of my investment journey and has been effectively helping me invest according to my risk profile, goals and investing power.

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300+ Reviews

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Years of Experience

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Trusted Families

Your Partners in Smart Investing

Whether you’re taking your first step into investing or working toward big long-term goals, our team is here to assist you with clarity and help you make decisions that truly fit your life.

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30 +

Year Experience

SEBI

Compliant

AMFI

Registered

5000 +

Trusted Families

Explore what Services we’re offering

Why Mutual Funds

Mutual funds are designed to make investing effortless, even for beginners.

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Higher Potential Returns Over the Long Term

Compared to traditional savings options like FD, mutual funds have the potential to deliver better potential returns over time.

Managed by Experts

Every fund is backed by professional fund managers who track the markets daily, research opportunities, and make smart decisions on your behalf.

Wide Variety: Equity, Debt, Hybrid

No matter your goal: growth, safety, or a balance of both, there’s a mutual fund that fits your needs.

Start Small, Grow Big

You don’t need a large sum to begin. With SIPs starting as low as a few hundred rupees, you can start your investing journey.

Explore Your Investment Growth

Want a better plan?

Invest Smarter, Right on Time

We use real-time data and behavior-driven pop-ups to guide you toward the smartest investment moves — just when it matters most. No guesswork. Just simple, timely nudges that make investing easy and rewarding.

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Markets are at a discount. Start investing today.

Top fund up 4.5% this week — are you missing out?

Explore high-performing mutual funds now.

₹5,000 SIP can grow to ₹10 Lakhs in 10 yrs.

New SIPs Started Today: 147 Investors

Simplify Your Investment Journey

Your goals deserve more than guesswork. Let’s build a plan that fits you.

Just answer a few simple questions — what you’re investing for, how much you can set aside each month, and when you want to reach your goal. We’ll create a custom mutual fund plan tailored to your needs.

What’s your goal?

Retirement Planning
Child Education
Marriage Planning
House Planning
Vacation Planning
Career Planning
Wealth Creation

Top Performing Funds

Historical Performance of Funds

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Road Background

Direct vs Regular Investment:
Which is Right for You?

Understand the key differences, benefits, and how MFDs add value to your investments.

Direct Plans

  • Investor manages everything on their own — from fund selection to portfolio review.
  • Lower expense ratio (no distributor commission).
  • Requires time, research, and confidence to manage on your own.
  • One-size-fits-all — no tailored advice or adjustments.
  • High chance of emotional decisions, panic exits, or inconsistency.
  • Around 40% of retail mutual fund assets are via direct plans.

Regular Plans

  • Full support from a qualified MFD — from fund selection to goal planning, rebalancing, and handholding.
  • Slightly higher expense ratio (includes MFD commission), but often justified by better fund selection and goal alignment.
  • MFDs handle documentation, tracking, and even KYC — saving time and effort.
  • Investment is tailored based on goals, risk profile, and market conditions.
  • MFDs help maintain discipline during market volatility and keep clients focused on goals.
  • Nearly 60% of retail investors prefer Regular plans, showing trust in MFDs for expert guidance.

Make the Smart Choice Today for a
Successful Financial Tomorrow

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Manage Your Investments Anywhere

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Frequently Asked Questions

Meet the Professionals Behind Your Investments

We’re a team of AMFI-registered mutual fund distributors who help you start, track & tweak your investments.

 Biswajit Dhara

Biswajit Dhara

Founder & CEO

Biswajit founded Sarathi Financial and Management with a simple goal: to make expert financial advice clear and accessible to everyone. With 30 years of market experience in the industry, he saw that many people were being left behind by traditional banks. He built this company to fix that, focusing on honest guidance and real financial literacy.


He believes in constant learning to serve his clients better. Beyond his LL.B. from Chaudhary Charan Singh University and B.A. (Honours) from P.K. College(Contai), he has dedicated himself to mastering his craft. He holds the Investment Foundations® Certificate from the CFA Institute and specialized certifications in Wealth Management and Financial Goal Planning from reputable bodies like Moody’s Analytics and the NSE Academy.

Success Stories That Inspire

A small, consistent investment every month can grow steadily — or even exponentially over time. Compare popular investment options side by side and discover how the right choices can maximize your wealth and secure your financial future.

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“Investing consistently changed my financial future. Parshwam Investment Services guided me every step of the way.”

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Anonymous

Client

Returns That Make a Difference

With the same monthly amount, your money can grow slowly — or significantly.
Compare popular investment options side by side and see how much more you can earn by choosing wisely.

Saving Account
6,90,750

Saving Account

(with 3% return)

Fixed Deposit
8,23,494

Fixed Deposit

(with 6% return)

Gold
9,74,828

Gold

(with 9% return)

Mutual Fund
13,93,286

Mutual Fund

(with 15% return)

" If you build a personalized plan with a certified Mutual Fund Distributor (MFD), your expected returns could reach up to 15% annually turning ₹5,000/month into nearly ₹13,93,286 in 10 years. "

Latest News & Updates

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From personalized advice to smart tools, our team is ready to help you move forward with clarity and confidence.

Visit Us

Head Office : Shop No, 139, Block-3, Ganga Shopping Complex, Near Botanical Garden Metro Station, Sector-29 Noida - 201303

Mobile No : 9716232373

Branch office : I/K, Kustia housing estate, Picnic Garden Road, Kolkata-700039

Mobile No : 7303411880

Branch office : Plot No. 106, Ward No. 10, Sushanta Sarani, Sherpur Kharkibar, Contai, West Bengal, pin-721401

Mobile No : 9007302411